PPayNet
Pay a bill
Live on Bharat Connect

Pay any bill in seconds. Or turn your card limit into cash.

Electricity, mobile, DTH, FASTag, credit cards and more. One place, one PIN, and a receipt on your phone before you put it down.

  • ✓ RBI-backed BBPS
  • ✓ Refunds on every failure
  • ✓ Card details never stored

Try a number like 12345678. No account needed to look up a bill.

Three steps. Honestly.

No forms to fill, no branch to visit.

  1. 1Pick and type

    Choose your biller and type the consumer number.

  2. 2Check the bill

    We fetch the amount, due date and your name so you can be sure.

  3. 3Pay with your PIN

    Wallet, UPI or card. You get a receipt you can share or print.

Credit card to cash

Need cash, not a bill payment? Use your card limit.

Pay by card, and we send the money to your bank account. See exactly what it costs before you start, down to the GST.

  • Instant or next-working-day payout
  • You choose who pays the charge
  • Track every step until the money lands
How it works
₹1,000₹2,00,000
How fast
Who pays the charge
Platform charge (1.8%)₹900
GST on charge (18%)₹162
Lands in your bank₹48,938
Start card to cash

Run a shop? Earn on every bill.

Become a partner and get your own panel, your own brand and commission on every payment your customers make.

Become a partner

Take it with you

The app keeps your bills, due dates and receipts in your pocket, with a PIN pad and fingerprint unlock.

▶ Get it on Google Play Download on the App Store

Questions people ask us

Yes. Payments run on Bharat Connect (BBPS), the RBI-backed bill payment network. Card details are typed on the payment gateway and are never stored with us.

PayNet: pay bills and turn card limit into cash