Terms of use

Last updated 1 November 2026

Using the service

You must be 18 or older and use your own details. You are responsible for keeping your PIN private.

Payments

Bill payments are made to billers through Bharat Connect. A payment is final once the biller confirms it. If a biller declines it, we refund you in full.

Charges

Any convenience fee, platform charge and GST is shown before you pay. We never add a charge you have not seen.

Misuse

We may pause accounts used for fraud, money laundering or anything that breaks the law.